I noticed on the PGCC that if I wanted to wear a helmet item with a high UMD requirement, all I had to was take some UMD rings/belt/whatever, get the helmet on once the skill was high enough. Even after I took off this UMD gear, I was still able to wear the helmet.
If this is done on the main servers, is this considered a rules break? It almost feels like an exploit, but I can also see how in RP terms it may be that the real challenge is getting the item to start working, not keeping it working. Like the initial effort needed to start a car by turning the key in the ignition.
I'm not sure if this is an acceptable trick that everyone uses or if it's something that isn't allowed.